: For this chapter’s online journal, read the  noted on page 944 of your textbook. 1. Write a 1/2 page report to a local not-for-profit organization or government agency offering a solution to the ”use it or lose it” budgeting problem.2. Will your solution be different if this was a personal budget? Explain your response. 3. Do you prepare a personal budget?To receive full credit, you need to answer  questions. 
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